Personal Loans
Short-term credit for personal needs, planned expenses, emergencies and day-to-day obligations.
Loan products
Flexible credit options for personal and business needs.
Every loan is subject to assessment, affordability, credit profile and product-specific requirements.
Available options
Find the right starting point.
Use this page as a guide. A loan officer will confirm exact eligibility, documentation, repayment method and applicable terms.
Salary-Based Loans
Convenient lending designed around verified income, salary cycles and repayment capacity.
Business Loans
Working-capital support for entrepreneurs, SMEs and registered businesses.
Gadget Loans
Credit support for productivity tools such as phones, laptops and approved devices.
Order Financing Loans
Funding to help qualifying businesses fulfil confirmed orders and supply commitments.
Eligibility factors
What determines your loan amount?
- Your income and verified cashflow.
- Your repayment capacity after existing commitments.
- Your credit history and repayment profile.
- The loan product selected and purpose of finance.
- Any collateral requirements where applicable.
Repayment methods
Approved repayments can be made through bank transfers, mobile money, payroll deduction or other approved payment methods.
Early repayment
Early repayment options are available. Please contact the team for applicable terms and conditions.
Documents
Common application requirements.
Specific requirements may vary by product, applicant type and assessment outcome.
| Requirement | Who may need it | Notes |
|---|---|---|
| National ID or passport | All applicants | Used for identity verification during assessment. |
| Proof of residence | All applicants | Current proof may be requested by the loan officer. |
| Recent payslips or bank statements | Salaried and individual applicants | Supports affordability and repayment capacity assessment. |
| Business registration documents | Businesses, SMEs and entrepreneurs | May be required for business and order financing applications. |
Interest rates, fees and all loan terms are disclosed before entering into a loan agreement. Visit our offices for a copy of current loan tables.
Need help choosing a loan product?
Submit an enquiry or speak with customer support. We will guide you through the correct product and document requirements.